Page 18 - PIC-Magazine-Issue23-Autumn-Winter-24

18
HOWTO
SAVE
y
y Money
(A
AN
A
ND
D NOT LOSE IT!) By Professor Dominic Regan Here is a regbag of ways
in which you can preserve
03 If spending serious money and protect your hard
on a television, laptop, earned money.
wedding dress or furniture to give
a few random examples always
pay with a credit card, not a debit
I bet lots of you buy
01
magazines and journals. They are not cheap. Over the
past few days I have read ‘The Guardian’ which is £3 daily, Viz at £3.99, £6.25 of ‘Car‘
and had a look at the £4.80 ‘Radio Times‘. Thanks to an online subscription
to Readly, which is the Spotify of thousands of
publications, I get the lot for £12.99 a month. It saves me over £1,000 a year. Try it.
card. Section 75 of the CONSUMER CREDIT ACT 1974 is your best friend. If the supplier goes bust or fails you the Act makes your card provider equally responsible even though they have done no wrong! Note;
The cash price must be OVER £100, so £100 won’t work;
You get protection even if you put a pittance on the card so you are covered when buying a £1,000 item with £999 cash and a quid on the card;
My genius friend Stephen
Gold in his book ‘The Return
of Breaking Law‘ points out that the card company is liable for consequential loss too so if you pay for a £2,000 holiday and end up in a room at a Spanish abattoir the company is liable to pay you damages for your miserable experience too.
Every year one reads stories about suppliers going bust having taken hefty deposits from good people.
Only ever pay by credit card.
02 If spending se
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Amazon for an ident
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it for £769 and pay interest free over 5 months.
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